Hail Damage Roof Repair in Centennial, CO, Is Covered by Homeowner’s Insurance

by | Aug 26, 2022 | Roofing

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Tornadoes are scary. They cause high winds that will destroy any structures in their path. Homes and buildings that are not in the direct path can be greatly damaged. Tornadoes often cause hail. While you may think quarter-inch hail is not that large, at high speeds it can still cause significant damage. Local roofing companies offer hail damage roof repair in Centennial, CO. Often, these repairs will be covered by your homeowner’s insurance.

Take Action

After a major hail storm, you should call your homeowner’s insurance to file a claim. Homeowners’ insurance companies have separate storm damage claim lines. The representative will ask you if you and your family are safe, what damages were caused, and when the storm damage occurred. You may not know what type of damage your roof incurred. The homeowner’s insurance representative will explain that an adjuster will reach out to you and schedule a time to inspect the damages. It is always best to have an expert roofer at this adjuster meeting. Roofers will advocate on your behalf for a full roof replacement.

Replacement

The adjuster will provide a line-by-line estimate detailing how much the insurance company will pay and what they will pay to replace. Insurance companies will cover materials and labor. You will be responsible for your deductible. The best roofing companies that offer hail damage roof repair services in Centennial CO, will match the replacement cost value set by your insurance. If the insurance company says the RCV is 10,000 dollars, the roofing company should agree to replace the items for 10,000 dollars.

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